Goodbye and Hi There

Goodbye and Hi There

My professional career started in 1984 at Price Waterhouse during my senior college year at METU in Ankara. Perhaps the only break I had to date had been my MBA studies in Boston. Even then I worked as a research assistant, had my masters and more...

person getting 1 U.S. dollar banknote in wallet

Mr. Victor Shiner and My Wallets

Victor is a great friend of mine. He lived in The Netherlands for more than 10 years. He travelled the world when he was young. Unlike me and lucky for him, he had nothing to do with banking, he was in fashion and retailing business (which already...

person using laptop computer holding card

Nimble, Pay Watches and Timing

The other day I was showing my wife the great e-commerce platform we built at BBVA for small and medium-size merchants in Spain called Nimble. She looked at it and simply said “I’ve done it 15 years ago”. In fact she was the founder CEO of an e...

selective focus photo of brown and blue hourglass on stones


My dad was a wise man. He had many quotes that I still use today. One of such wisdom was this: “Time is the only democratic resource given to mankind.” He meant that all of us, however rich or poor, young or old, man or woman, a CEO or a shepherd...

flag of Mexico

How far is Mexico from Turkey?

Well, it is so far, there is not even a direct flight yet. In spite of the fact that Turkish Airlines brags about flying more countries than any other airline and flies all the way down to Buenos Aires, there is no direct flight between a country of...

space gray iPhone X

It is the mobile stupid!!!!

Bill Clinton won his first elections by saying it is the economy stupid. The message was clear: If you are better off financially, all falls in place and if not, the whole country will suffer. So I am using this metaphor to emphasize the importance...

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